Banking As a Profession


For Young graduate, an attractive offer after college is banking profession. It remains in this most wanted job position for years and it is because it enjoys much respect and prestige in the society. After the extinction of BSRB the only window to enter into this well sought career is Probationary Officers (PO) Exams conducted by individual banks. Banks inducts eligible graduates by this exam for training for a probational period of two years. The selected candidates performance during the probation period will decide their position after training. Different Banks recruit probationary officers during different periods in the year. Students has to keep on watch about the notifications and should be alert on applying promptly.

Career as a Probationary Officer


Pursuing Career as a probationary officer is a unique experience in itself. But it is the most common and highly sought after question that "what a Probationary Officer really do?".After the selection and till the date of joining the same question was making my mind puzzle. Hence I would like to share some of my experience with all of you looking after banks as a career option. I would be sharing my day to day experience within the bank so stay with us ...

Thursday

FCNR (B): Favorite of Punjab NRI's

In Punjab, People are exceptionally interested in going abroad. Here you will find a member of every 2nd - 3rd family residing in foreign country whether it is Canada or Australia. They are earning handsome income there and remitting money back to their family in India. Here comes role of Banks!
Banks are working like channel for these persons to send money. NRI will be having their NRE (External) and/or NRO (Ordinary) accounts in banks. Whenever NRI wants to deposit a Foreign Currency as Fixed Deposit there is a special term given to that account called "Foreign Currency Non - Resident Deposit" (FCNR - B) account. Here they can deposit their money for a longer time in Indian Bank but in Foreign Currency and they will be earning interest that will also be paid in same currency. Today I created two FCNR - B accounts one was of USD 5000 and the other was GBP (Great Britain Pound) 2000. 

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